What Is Collision and Comprehensive Coverage?

Collision and comprehensive insurance coverage are separate types of insurance that can be added on to your auto policy. It can be confusing sometimes trying to figure out what each coverage is responsible for and how much it costs if something happens, but I will try to explain what each means and can do in certain instances. Collision coverage can be purchased and added on to your car insurance policy and will pay for any damage that happens to your car if you involved in an accident and found at fault.

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